Finance Tools
Agricultural Equipment Financing Calculator
Estimate monthly payment and total financing cost for agricultural equipment. Includes optional down payment and upfront fees to calculate financed amount and effective cost.
This agricultural equipment financing calculator estimates monthly payments and your effective total cost when buying machinery. Financing offers often include dealer or origination fees, so this tool helps you see the difference between loan payments andall-in cost.
Financed amount (principal): —
Estimated monthly payment (P&I): —
Total interest paid: —
Total paid (P&I): —
Effective total cost (down + fees + payments): —
Note: Some lenders roll fees into the loan. See the scenario comparison below.
How this calculator works
- Financed principal = equipment price − down payment
- Monthly payment uses amortization math (fixed-rate)
- Effective total cost = down payment + fees + total payments
Frequently asked questions
Does this include sales tax?
No. If you want to include tax, add it to the equipment price.
Is this accurate for balloon financing?
No. Balloon deals require custom calculations because a balance remains at the end.
How to use this agricultural equipment financing calculator
- Enter equipment price.
- Enter down payment and optional upfront fees (dealer fees, origination, documentation).
- Enter APR and term (months or years).
- Calculate to see financed amount, monthly payment, total interest, and total cost.
Example
Financing equipment with a down payment and dealer fees:
- Equipment price: $95,000
- Down payment: $10,000
- Upfront fees: $1,500
- APR: 8.50%
- Term: 60 months
- Output: financed amount + monthly payment + total cost
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