Finance Tools

Agricultural Land Loan Calculator

Calculate monthly payments, total interest, and loan cost for agricultural land purchases based on loan amount, interest rate, and term.

This agricultural land loan calculator estimates monthly payments and total interest for farmland purchases. Land loans often have longer terms and different rates than standard farm operating loans.

Estimated monthly payment: —

Total interest paid: —

Total loan cost: —

How agricultural land loans differ

  • Longer loan terms than equipment or operating loans
  • Rates depend on land quality, location, and lender
  • Often require higher down payments

When to use this calculator

  • Buying farmland or pasture
  • Comparing land loan offers
  • Evaluating long-term land investment costs

Frequently asked questions

Is this the same as a farm operating loan?
No. Land loans are typically long-term and secured by real property.

Does this include taxes or insurance?
No. Property taxes and insurance vary by location and are not included.

How to use this agricultural land loan calculator

  1. Enter the agricultural land purchase price or loan amount.
  2. Enter the annual interest rate for the land loan.
  3. Enter the loan term in years.
  4. Calculate to see monthly payment and total interest cost.

Example

A farmer purchasing agricultural land with a long-term land loan:

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