Finance Tools

Auto Loan Refinance Calculator

Compare your current auto loan with a refinance offer and see how your monthly payment and total interest change.

Compare your existing auto loan with a refinance offer. See how your monthly payment and total interest change with a new rate and term.

Current auto loan
New refinance offer

How to use this auto loan refinance calculator

  1. Enter your remaining auto loan balance.
  2. Enter your current interest rate (APR) and remaining term in years.
  3. Enter the new refinance interest rate and new loan term.
  4. Click Compare refinance to see the difference in monthly payment and total interest.

Example

For a $20,000 remaining balance at 8% APR with 4 years left, refinanced to 5% over 5 years, this calculator shows:

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