Finance Tools

Heating Oil Monthly Cost Estimator

Estimate your monthly heating oil cost using price per gallon, average daily usage, and the number of heating days in a month.

Heating Oil Monthly Cost Estimator

Estimate your monthly heating oil bill from price per gallon, daily usage, and heating days. Optional delivery fee and tax can be included.

Use your recent delivery price or a local average price per gallon.
Typical usage varies by climate, home size, insulation, and thermostat settings.
If you only heat part of the month, enter that number of days.

How it works

Monthly gallons = daily usage × heating days. Monthly cost = (monthly gallons × price per gallon) plus optional tax and delivery fees. The effective price per gallon reflects those add-ons.

FAQ

How do I estimate daily usage?
You can approximate it from past deliveries: (gallons delivered) ÷ (days until the next delivery).

Does this include delivery minimums?
Not directly—use the delivery fee field to approximate any minimum charge or fixed fee.

How to use this heating oil monthly cost estimator

  1. Enter your heating oil price per gallon.
  2. Enter your average daily oil usage (gallons per day).
  3. Enter the number of heating days in the month.
  4. Click Calculate to estimate monthly gallons and monthly cost.

Example

Estimate a winter month heating oil bill.

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