Finance Tools

How Much Will the Recipient Receive Calculator

Calculate how much the recipient will actually receive after transfer fees and exchange rate conversion.

How Much Will the Recipient Receive?

Estimate the recipient's final amount after transfer fees and currency conversion.

Your starting amount (in the sending currency).

Flat fee charged by the provider (same currency as sent).

Rate used to convert to the recipient currency.

Net amount after fee
970.00
Recipient receives
873.00

This estimate excludes intermediary bank fees (if any). Provider pricing and FX rates vary by method and destination.

How it works

  1. Subtract the provider's transfer fee from the amount you send.
  2. Convert the remaining amount using the exchange rate.
  3. The result is the estimated amount the recipient receives.

FAQ

Does this include intermediary bank fees?
Not usually. Intermediary fees depend on banks and routing. If you expect them, add a buffer to the fee.
Is the exchange rate the same as mid-market?
Often no. Many providers apply a spread or markup. Use the rate your provider shows at checkout.

How to use this how much will the recipient receive calculator

  1. Enter the amount you send.
  2. Enter the transfer fee charged by the provider.
  3. Enter the exchange rate used for conversion.
  4. Click Calculate to see the recipient's final amount.

Example

If you send $1,000 with a $30 transfer fee and the provider uses 1 USD = 0.90 EUR:

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