Finance Tools
International Online Payment Fee Calculator
Estimate international online payment fees including processing fees, cross-border fees, and currency conversion (FX) fees.
International Online Payment Fee Calculator
Estimate international payment fees including processing, cross-border, and currency conversion (FX) fees.
Amount in the original transaction currency.
Extra fee charged for international / cross-border payments.
Currency conversion markup or FX fee, if applicable.
Effective fee rate: 5.93%
How it works
Total fees are calculated by combining processing fees, cross-border fees, and FX conversion fees (when currency conversion is involved).
FAQ
Do all international payments include FX fees?
Not always. FX fees apply when the provider converts currencies or adds a conversion markup.
Are cross-border fees always separate?
Some providers bundle them into a single rate. Use the terms that match your fee schedule.
How to use this international online payment fee calculator
- Enter the transaction amount in the original currency.
- Enter processing fee rate and fixed fee.
- Enter cross-border fee rate and FX conversion fee rate.
- View estimated total fees and effective fee rate.
Example
Estimate fees for a $1,000 international payment.
- Amount: $1,000
- Processing fee: 2.9% + $0.30
- Cross-border fee: 1.0%
- FX fee: 2.0%
- Estimated total fees: $59.30
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