Finance Tools
International Wire Transfer Fee Calculator
Estimate the total cost of an international wire transfer including fixed bank fees, percentage fees, and FX rate markups.
International wire transfers often include hidden FX markups on top of visible bank fees.
Total Transfer Cost: $85.00
Effective Fee Rate: 4.25%
Estimated Net After Fees: $1915.00
Breakdown — Percent: $10.00, FX Markup: $30.00
How to use this international wire transfer fee calculator
- Enter the amount you want to send internationally.
- Enter the bank's fixed international wire fee.
- Optionally enter any percentage-based fee.
- Enter the exchange rate markup applied by the bank.
- Click Calculate to estimate total cost and effective fee rate.
Example
If you send $2,000 internationally with a $45 fixed fee, a 0.5% fee, and a 1.5% FX markup:
- Fixed fee: $45.00
- Percentage fee: $10.00
- FX markup cost: $30.00
- Total cost: $85.00
- Effective fee rate: 4.25%
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