Finance Tools
Is Online Payment Processing Worth It Calculator
Estimate whether online payment processing is worth it by comparing added revenue from higher conversion to total processing and operational costs.
Is Online Payment Processing Worth It Calculator
Estimate whether online payment processing is worth it by comparing potential revenue lift against processing and operational costs.
Your current revenue before offering the online payment option.
Expected revenue increase after adding online payments (estimate).
Tools, admin time, fraud prevention, disputes, etc.
Break-even conversion lift: 4.40%
How it works
The calculator estimates added revenue from conversion lift, then subtracts processing fees and operational costs to show net impact. Use it for directional decision-making.
How to use this is online payment processing worth it calculator
- Enter your baseline monthly revenue (without online payments).
- Estimate conversion lift (%) from offering online payment options.
- Enter payment processing fees (%) and fixed fees per transaction.
- Enter estimated monthly operational costs (tools, fraud, admin).
- View net impact and break-even conversion lift.
Example
Check if adding online payments is worth it for a small store.
- Baseline revenue: $20,000/month
- Conversion lift: 5%
- Processing fee: 2.9% + $0.30
- Transactions: 400/month
- Operational cost: $150/month
- Net impact: +$680/month
More tools in Finance Tools
- Is Buying Farmland Worth It Calculator
Decide whether buying farmland makes financial sense by estimating annual net income, appreciation, total return, payback period, and comparing against an alternative investment return.
- ROI Calculator
Calculate return on investment (ROI) based on your initial investment and final value.
- Loan Payment Calculator
Calculate monthly payment for a fixed-rate loan.
- Loan Calculator
Calculate monthly payment, total interest, and total cost for a fixed-rate loan.