Finance Tools
Loan Deferment Interest Calculator
Estimate how much interest accrues during a loan deferment period. Compare simple interest vs. capitalized interest (interest added to balance).
Loan Deferment Interest Calculator
Estimate how much interest accrues during deferment, and what your balance could be if interest is capitalized.
How to use this loan deferment interest calculator
- Enter your current loan balance.
- Enter the annual interest rate (%).
- Enter the deferment period (months).
- Choose whether interest is capitalized (added to balance) at the end of deferment.
- Click Calculate to see accrued interest and the new balance.
Example
For example, a $25,000 loan at 6% with a 12-month deferment:
- Accrued interest during deferment
- New balance if interest is capitalized
- Difference between capitalized vs. not capitalized
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