Finance Tools
Medical Bill Without Insurance Calculator
Estimate how much you might pay for a medical bill without insurance by combining base visit cost and additional fees.
Medical Bill Without Insurance Calculator
Estimate what you might pay without insurance. Enter a base visit cost and any additional fees, then optionally apply a self-pay discount.
This is a planning estimate. Actual self-pay pricing varies by provider, location, and itemized services.
How it works
Without insurance, you may be billed the full price for the visit plus itemized charges. If your provider offers a self-pay discount, apply it to get a closer estimate.
FAQ
How to use this medical bill without insurance calculator
- Select the visit type (clinic, hospital, urgent care, or ER).
- Enter the base visit cost without insurance (self-pay price if known).
- Add additional fees for tests, imaging, or procedures.
- Optionally apply a self-pay discount percentage.
- See your estimated medical bill without insurance.
Example
If a clinic visit costs $180, additional fees are $70, and you get a 15% self-pay discount:
- Subtotal = $180 + $70 = $250
- Discount = $250 × 15% = $37.50
- Estimated bill (no insurance) = $250 − $37.50 = $212.50
More tools in Finance Tools
- Medical Bill Cost Calculator
Estimate your total medical bill cost by calculating base medical services and additional fees to understand how much you may need to pay.
- Self-Pay Medical Cost Calculator
Estimate your self-pay medical cost by calculating a base visit price, additional fees, and an optional upfront payment discount.
- Hospital vs Clinic Cost Calculator
Compare estimated costs for a hospital visit vs a clinic visit by entering base costs and additional fees to see which option may be cheaper.
- Urgent Care vs Clinic Cost Calculator
Compare urgent care vs clinic visit costs by estimating base charges and additional fees to see which option may be cheaper.