Finance Tools
Online Payment Monthly Fee Calculator
Estimate your total monthly payment processing fees based on monthly revenue, transaction count, and fee structure.
Online Payment Monthly Fee Calculator
Estimate your total monthly payment processing fees based on revenue, transaction volume, and fee structure.
Total gross payment volume for the month.
Number of payments processed in the month.
Percentage fee charged on total processed volume.
Flat fee charged per transaction.
Effective monthly fee rate: 3.50%
How it works
Monthly fees are calculated as (monthly revenue × fee rate) plus (transaction count × fixed fee). The effective rate includes both.
FAQ
Why does the effective rate change?
Fixed fees matter more when average transaction size is small.
Does this include chargebacks or monthly platform fees?
No. This calculator covers processing fees only. Add other costs separately if your provider charges them.
How to use this online payment monthly fee calculator
- Enter your monthly revenue.
- Enter your monthly transaction count.
- Enter your fee rate and fixed fee per transaction.
- View estimated total monthly fees and effective fee rate.
Example
Estimate monthly fees for a typical online business.
- Monthly revenue: $50,000
- Monthly transactions: 1,000
- Fee: 2.9% + $0.30
- Estimated monthly fees: $1,750
- Effective monthly fee rate: 3.50%
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