Finance Tools
Payment Fee Break-Even Calculator
Calculate the break-even revenue or transaction volume required to offset payment processing fees based on margin and fee structure.
Payment Fee Break-Even Calculator
Determine how much revenue or how many transactions you need to generate to offset payment processing fees.
This is the point where gross profit equals payment fees.
How it works
The calculator compares profit per transaction against payment fees to find the point where fees are fully offset by margin.
How to use this payment fee break-even calculator
- Enter your gross margin percentage.
- Enter your payment fee rate and fixed fee.
- Enter your average transaction amount.
- View the revenue and transaction volume required to break even.
Example
Estimate the break-even point for payment fees.
- Gross margin: 40%
- Payment fee: 2.9% + $0.30
- Average transaction: $50
- Break-even revenue: $2,145
- Break-even transactions: 43
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