Finance Tools
Points to Cash Value Calculator
Convert credit card points into cash value based on your spending, earn rate, and point value (cents per point).
Results
Enter values and click Calculate.
How to use this points to cash value calculator
- Enter your monthly spending.
- Enter your earn rate (points per $1 spent).
- Enter your point value (cents per point).
- Optionally add an annual fee and signup bonus points.
- Click Calculate to see monthly and yearly value in dollars.
Example
If you spend $2,000/month, earn 1.5 points per $1, and value points at 1.2 cents each:
- Monthly points: 3,000
- Monthly value: $36
- Yearly value: $432
- If annual fee is $95, net yearly value: $337
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