Finance Tools

Refund Rejection Loss Calculator

Estimate your total loss when a refund is rejected, including lost refund amount, fees, shipping, and time cost.

Refund Rejection Loss Calculator

Estimate your total financial loss when a refund is rejected, including fees, shipping, and time cost. If you receive store credit, you can factor it in too.

How much money you expected to get back.

Processing, filing, restocking policy fees, etc.

Shipping you paid to return the item (if any).

Some merchants deduct a restocking fee.

Calls, forms, packing, disputes, etc.

Use your wage, freelance rate, or personal value.

If the refund was rejected but you received store credit, enter it here.

Time cost$30.00 (1.5h × $20.00)
Total rejection loss$174.00
Loss after store credit$144.00

Total loss includes expected refund + sunk fees + shipping + restocking + time cost. Store credit offsets the loss.

How to use this refund rejection loss calculator

  1. Enter the refund amount you expected to receive.
  2. Add any non-refundable fees already paid.
  3. Enter return shipping and restocking costs (if applicable).
  4. Estimate the time you spent and your hourly value.
  5. Optionally enter any store credit offered.
  6. See the total rejection loss and the loss after store credit.

Example

A $120 refund was rejected. You paid $8 in fees, $6 return shipping, $10 restocking, spent 1.5 hours at $20/hour, and got $30 store credit.

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