Finance Tools
SBA Loan Payment Calculator
Estimate monthly payments for an SBA loan and optionally include SBA guarantee fee and packaging/origination fees in your financed amount.
Inputs
Estimate SBA loan payments. You can optionally finance SBA-related fees into the loan.
$
%
years
%
$
Results
Monthly payment is calculated using the financed amount (loan + any fees you chose to finance).
Financed Principal
$360,500
Monthly Payment
$4,864.41
Total Interest
$223,228.8
Total Paid (P+I)
$583,728.8
Fee Summary
Guarantee Fee
$10,500
Packaging Fee
$0
Financed Fees
$10,500
Upfront Fees
$0
Note: Actual SBA fees vary by program and lender. This is a simple estimate for planning.
How to use this sba loan payment calculator
- Enter the SBA loan amount, interest rate (APR), and loan term.
- Optionally enter an SBA guarantee fee % and choose whether it is financed into the loan.
- Optionally add packaging/origination fees (financed or paid upfront).
- Click Calculate to see monthly payment, total interest, and total cost.
Example
For example, a $350,000 SBA loan at 10.5% APR for 10 years with a 3% guarantee fee financed will show:
- Estimated monthly payment.
- Total interest paid over the term.
- Total cost including financed fees.
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