Finance Tools
Tax Refund Estimator
Estimate your tax refund (or amount owed) based on taxable income, effective tax rate, taxes withheld, and credits.
Enter values to estimate your tax refund or amount owed.
Note: This is a simplified estimator using a flat effective rate. Actual refunds depend on brackets, withholding, credits, and local rules.
How to use this tax refund estimator
- Enter your estimated taxable income.
- Enter your estimated effective tax rate.
- Enter total taxes withheld or already paid.
- Optionally enter tax credits (reduces total tax).
- Click Calculate to estimate refund or amount owed.
Example
If taxable income is $80,000 at 18% and you had $16,000 withheld:
- Estimated total tax: $14,400
- Estimated refund: $1,600
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