Finance Tools
USDA Loan Payment Calculator
Estimate USDA loan monthly payments including USDA upfront guarantee fee and annual fee. Compare payments with and without rolling fees into the loan.
USDA Loan Payment Calculator
Estimate USDA monthly payments including the upfront guarantee fee and the annual fee (approximated as a monthly charge).
How to use this usda loan payment calculator
- Enter the home price (or total amount financed before USDA fees).
- Enter your down payment (optional).
- Enter the annual interest rate (%) and loan term (years).
- Set the USDA upfront guarantee fee rate and annual fee rate (or keep defaults).
- Choose whether to roll the upfront fee into the loan amount.
- Click Calculate to see your estimated monthly payment including USDA annual fee.
Example
For example, a $350,000 home with $0 down at 6.0% for 30 years:
- Monthly principal & interest payment
- Estimated monthly USDA annual fee
- Total estimated monthly payment
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