Finance Tools

Escrow Account Fee Calculator

Estimate monthly escrow account payments (tax + insurance) and optionally include a servicing/escrow account fee.

Many servicers don’t charge a separate escrow account fee. If unsure, leave this as $0.

This estimates your monthly escrow payment for property tax and homeowners insurance, plus an optional monthly servicing fee.

Monthly Escrow (Tax + Insurance): $600.00

($6000.00 + $1200.00) / 12 = $600.00

Monthly Servicing Fee: $0.00

Total Monthly Escrow Payment: $600.00

Annual escrow (tax+insurance): $7200.00

Annual escrow (including fee): $7200.00

How to use this escrow account fee calculator

  1. Enter your annual property tax and annual homeowners insurance.
  2. Optionally enter a monthly escrow account servicing fee.
  3. Review the estimated monthly escrow payment and annual totals.

Example

If annual tax is $6,000 and insurance is $1,200, monthly escrow is $600. Add a $5 monthly servicing fee and total monthly escrow becomes $605.

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