Finance Tools
Escrow Fee Calculator
Estimate escrow fees and monthly escrow payments (tax + insurance) for a home purchase or refinance.
Escrow fees are often based on the transaction and local practice (not strictly loan size).
This tool estimates (1) a one-time closing escrow fee and (2) your monthly escrow payment for property tax and insurance. Local escrow/title practices vary, so treat this as an estimate.
Estimated Closing Escrow Fee: $1200.00
Breakdown — Fixed: $1200.00, Percent of price: $0.00
Estimated Monthly Escrow Payment (Tax + Insurance): $600.00
Monthly escrow = (Annual tax + Annual insurance) / 12 = ($6000.00 + $1200.00) / 12
Buyer escrow fee: $1200.00
Seller escrow fee: $0.00
How to use this escrow fee calculator
- Enter the home price and (optional) loan amount.
- Enter annual property tax and annual homeowners insurance.
- Enter an escrow fee as a fixed amount and/or percentage (optional).
- Select who pays the escrow fee (buyer, seller, or split).
- Review the estimated closing escrow fee and monthly escrow payment.
Example
If the home price is $500,000, annual property tax is $6,000, and annual insurance is $1,200:
- Monthly escrow payment = ($6,000 + $1,200) / 12 = $600
- If escrow fee is $1,200 fixed, closing escrow fee = $1,200
- If buyer pays 100%, buyer escrow fee = $1,200
More tools in Finance Tools
- Escrow Cost Calculator
Estimate total escrow-related costs at closing and your ongoing monthly escrow payment for tax and insurance.
- Escrow Tax and Insurance Calculator
Estimate monthly escrow payments from property tax and homeowners insurance, and compare monthly vs annual costs.
- Escrow Account Fee Calculator
Estimate monthly escrow account payments (tax + insurance) and optionally include a servicing/escrow account fee.
- Monthly Escrow Payment Calculator
Calculate your monthly escrow payment from annual property tax and homeowners insurance (and optional HOA).