Finance Tools
IDR Plan Comparison Calculator
Compare income-driven repayment (IDR) plans including IBR, PAYE, SAVE, and ICR. See estimated monthly payments and annual costs side by side.
IDR Plan Comparison Calculator
Compare income-driven repayment plans side by side.
How to use this idr plan comparison calculator
- Enter your annual income.
- Choose an IDR payment percentage for each plan.
- Click Calculate to compare estimated payments.
Example
For example, compare IBR (10%) vs PAYE (10%) vs SAVE (5%) vs ICR (20%).
- Monthly payment by plan
- Annual repayment comparison
- Lowest-cost plan highlight
More tools in Finance Tools
- Income-Driven Repayment (IDR) Calculator
Estimate your monthly payment under an income-driven repayment (IDR) plan based on income, family size, and payment percentage. Compare IDR with standard repayment.
- Student Loan Forgiveness Calculator
Estimate remaining student loan balance and potential forgiveness after a chosen timeline based on your expected monthly payment. Optionally estimate taxes on forgiven amount.
- SAVE Plan Calculator
Estimate your student loan payment under a simplified SAVE Plan model using discretionary income. Optionally compare payment vs estimated monthly interest.
- PAYE Plan Calculator
Estimate your student loan payment under a simplified PAYE model using discretionary income (AGI minus 150% poverty guideline). Optionally compare payment vs estimated monthly interest.