Finance Tools
IDR Plan Comparison Calculator
Compare income-driven repayment (IDR) plans including IBR, PAYE, SAVE, and ICR. See estimated monthly payments and annual costs side by side.
IDR Plan Comparison Calculator
Compare income-driven repayment plans side by side.
How to use this idr plan comparison calculator
- Enter your annual income.
- Choose an IDR payment percentage for each plan.
- Click Calculate to compare estimated payments.
Example
For example, compare IBR (10%) vs PAYE (10%) vs SAVE (5%) vs ICR (20%).
- Monthly payment by plan
- Annual repayment comparison
- Lowest-cost plan highlight
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