Finance Tools
Income-Driven Repayment (IDR) Calculator
Estimate your monthly payment under an income-driven repayment (IDR) plan based on income, family size, and payment percentage. Compare IDR with standard repayment.
Income-Driven Repayment (IDR) Calculator
Estimate your student loan payment under an income-driven repayment plan.
How to use this income-driven repayment (idr) calculator
- Enter your annual income.
- Enter your family size.
- Enter the percentage of discretionary income used for IDR.
- Click Calculate to see your estimated monthly IDR payment.
Example
For example, an annual income of $55,000 with a 10% IDR rate:
- Estimated monthly IDR payment
- Estimated annual payment
- Comparison with standard repayment
More tools in Finance Tools
- Income-Based Repayment (IBR) Calculator
Compare a standard student loan payment with an income-based repayment amount based on your annual income and payment percentage.
- Education Loan Repayment Calculator
Calculate education loan repayments for monthly, biweekly, or weekly schedules. See repayment amount, total repaid, and total interest.
- Parent PLUS Loan Repayment Calculator
Estimate Parent PLUS loan repayment amounts and total interest for a fixed-rate loan. Compare monthly, biweekly, and weekly repayment schedules.
- IDR Plan Comparison Calculator
Compare income-driven repayment (IDR) plans including IBR, PAYE, SAVE, and ICR. See estimated monthly payments and annual costs side by side.