Finance Tools
Income-Driven Repayment (IDR) Calculator
Estimate your monthly payment under an income-driven repayment (IDR) plan based on income, family size, and payment percentage. Compare IDR with standard repayment.
Income-Driven Repayment (IDR) Calculator
Estimate your student loan payment under an income-driven repayment plan.
How to use this income-driven repayment (idr) calculator
- Enter your annual income.
- Enter your family size.
- Enter the percentage of discretionary income used for IDR.
- Click Calculate to see your estimated monthly IDR payment.
Example
For example, an annual income of $55,000 with a 10% IDR rate:
- Estimated monthly IDR payment
- Estimated annual payment
- Comparison with standard repayment
More tools in Finance Tools
- IDR Plan Comparison Calculator
Compare income-driven repayment (IDR) plans including IBR, PAYE, SAVE, and ICR. See estimated monthly payments and annual costs side by side.
- Student Loan Forgiveness Calculator
Estimate remaining student loan balance and potential forgiveness after a chosen timeline based on your expected monthly payment. Optionally estimate taxes on forgiven amount.
- SAVE Plan Calculator
Estimate your student loan payment under a simplified SAVE Plan model using discretionary income. Optionally compare payment vs estimated monthly interest.
- PAYE Plan Calculator
Estimate your student loan payment under a simplified PAYE model using discretionary income (AGI minus 150% poverty guideline). Optionally compare payment vs estimated monthly interest.