Finance Tools

MoneyGram Charges Calculator

Estimate MoneyGram charges using fixed and percentage fees, with optional minimum/maximum caps and discounts to match real pricing scenarios.

Estimate MoneyGram explicit charges (fixed + percentage fees) with optional caps and promo discounts. FX markup (exchange-rate spread) is handled in a separate markup tool.

Base Fee = Fixed Fee + (Amount × % Fee) → Apply Min/Max Caps → Apply Discounts → Add Other Charges

Flat service fee charged by MoneyGram.

Percent of amount charged as a fee (varies by corridor & method).

If the base fee is below this, the minimum applies.

If the base fee is above this, the maximum applies.

Percent off the capped fee (promo/membership).

Fixed amount off the capped fee.

Payment method surcharge or extra explicit charges.

MoneyGram Charges: $8.50 (Effective Rate: 1.42%)

No cap applied

StepValue
Fixed fee$4.00
% fee cost$6.00
Base fee$10.00
Fee after min/max caps$10.00
Discount (%) value-$1.50
Discount ($)-$0.00
Fee after discounts$8.50
Other charges$0.00
Final charges$8.50

Note: Exchange-rate markup (spread) is not included here—use a MoneyGram FX markup tool to estimate hidden FX costs.

How to use this moneygram charges calculator

  1. Enter the amount you want to send.
  2. Enter MoneyGram fixed fee and percentage fee (if applicable).
  3. Optionally add minimum/maximum fee caps.
  4. Optionally add discounts or promo reductions.
  5. Review final MoneyGram charges and effective fee rate.

Example

A MoneyGram transfer with fixed + percent fee and a promo discount:

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