Finance Tools
Online Payment Fee Calculator
Calculate online payment fees and see how much you pay in processing costs and how much the recipient receives after fees.
Online Payment Fee Calculator
Estimate online payment processing fees and see how much money you actually receive after transaction costs.
Enter the total amount of the online payment.
Typical online payment processors charge a percentage fee.
Some processors also charge a fixed fee per transaction.
How it works
Online payment processors typically charge a percentage of the transaction amount plus a fixed fee. This calculator adds both components to estimate your total processing cost and subtracts it from the payment amount.
FAQ
Are online payment fees the same for all providers?
No. Fees vary by payment processor, payment method, and country. Always check your provider’s official pricing.
Does this include currency conversion fees?
No. This calculator focuses on transaction fees only. Currency conversion or cross-border fees may apply separately.
Can merchants pass payment fees to customers?
This depends on local regulations and payment network rules. Merchants should verify compliance before adding surcharges.
How to use this online payment fee calculator
- Enter the payment amount.
- Enter the payment fee percentage.
- Add any fixed transaction fee if applicable.
- View the total fee and net amount received.
Example
Estimate fees for an online payment.
- Payment amount: $1,000
- Fee rate: 2.9%
- Fixed fee: $0.30
- Total fee: $29.30
- Net received: $970.70
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