Finance Tools
Online Payment Fixed vs Percentage Fee Calculator
Compare fixed fees versus percentage fees to find the break-even transaction amount where one fee structure becomes cheaper than the other.
Online Payment Fixed vs Percentage Fee Calculator
Compare fixed fees versus percentage fees and find the break-even transaction amount where one pricing model becomes cheaper.
Flat fee charged per transaction.
Percentage applied to the transaction amount.
Amount you want to test for comparison.
Break-even amount: $34.48
How it works
The break-even point is where fixed fee equals percentage fee. Above that amount, the fixed fee becomes cheaper; below it, the percentage fee tends to be cheaper.
How to use this online payment fixed vs percentage fee calculator
- Enter a fixed fee amount.
- Enter a percentage fee rate.
- Enter a transaction amount to compare.
- See which fee is cheaper and the break-even amount.
Example
Compare $1 fixed fee vs 2.9% fee.
- Fixed fee: $1.00
- Percentage fee: 2.9%
- Transaction amount: $30
- Fixed fee cost: $1.00
- Percentage fee cost: $0.87
- Cheaper option: Percentage
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