Finance Tools
Payment Method Fee Comparison Calculator
Compare fees across different payment methods such as credit cards, debit cards, bank transfers, and digital wallets to find the most cost-effective option.
Payment Method Fee Comparison Calculator
Compare transaction fees across different payment methods to determine which option minimizes costs.
Credit Card
Total fee: $29.30
Debit Card
Total fee: $15.20
Bank Transfer
Total fee: $5.00
Digital Wallet
Total fee: $25.30
How it works
Each payment method has a different pricing structure. This calculator applies percentage-based and fixed fees to show total costs and makes it easier to compare options.
FAQ
Which payment method is cheapest?
It depends on transaction size. Fixed-fee methods are cheaper for large payments, while percentage-based methods cost less for small transactions.
Does this include settlement delays?
No. This comparison focuses only on fees, not payout timing.
How to use this payment method fee comparison calculator
- Enter the transaction amount.
- Enter fee rates for each payment method.
- Compare total fees and net received for each option.
- Identify the most cost-effective payment method.
Example
Compare fees for different payment methods on a $1,000 transaction.
- Credit card fee: 2.9% + $0.30 → $29.30
- Debit card fee: 1.5% + $0.20 → $15.20
- Bank transfer fee: $5.00 flat
- Digital wallet fee: 2.5% + $0.30
- Lowest cost option: Bank transfer
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