Finance Tools
Salary After Deductions Calculator
Estimate salary after deductions (retirement, insurance, other), and optionally apply an effective tax rate to get take-home pay.
Optional estimate. If you only want “after deductions” (pre-tax), turn this off.
This calculator focuses on deductions (benefits/retirement/other). Taxes are optional for a take-home estimate.
After deductions (pre-tax): $77500
Gross $85000 − Deductions $7500 = $77500
Estimated take-home (after tax): $60450 / year
Monthly: $5037.50
Tax rate applied: 22.00%
How to use this salary after deductions calculator
- Enter your gross annual salary.
- Enter annual deductions (retirement, insurance, other).
- Optionally enter an effective tax rate to estimate take-home pay.
- Review salary after deductions and after-tax take-home estimates.
Example
If gross salary is $85,000 and deductions are $7,500/year, salary after deductions is $77,500. With a 22% effective tax rate, take-home is $60,450.
- After deductions = $85,000 − $7,500 = $77,500
- After-tax take-home = $77,500 × (1 − 0.22) = $60,450
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