Finance Tools
Net Salary Calculator
Calculate your net (take-home) salary after applying an effective tax rate and deductions, with monthly/biweekly/weekly breakdowns.
This is a simplified estimate (federal + state + payroll combined).
Examples: 401(k), insurance premiums, HSA/FSA, union dues, commuter benefits, etc.
Net salary estimate using an effective tax rate and annual deductions. For exact numbers, refer to your pay stub.
Net annual (take-home): $51000
Gross annual $70000 − Taxes $14000 − Deductions $5000
Net monthly: $4250.00
Net biweekly: $1961.54
Net weekly: $980.77
Taxes shown here use an effective tax rate of 20.00%.
How to use this net salary calculator
- Enter your gross annual salary (or per-paycheck gross).
- Enter your estimated effective tax rate.
- Add annual deductions (retirement, insurance, other).
- Review net annual and net per-period results.
Example
If gross annual salary is $70,000, effective tax rate is 20%, and deductions are $5,000/year, net annual pay is $51,000.
- Gross annual: $70,000
- Taxes (20%): $14,000
- Deductions: $5,000
- Net annual: $51,000
- Net monthly: $4,250
More tools in Finance Tools
- Gross vs Net Salary Calculator
Compare gross salary vs net (take-home) pay by accounting for taxes and common deductions, and see monthly/biweekly/weekly breakdowns.
- Paycheck Calculator
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- Salary Paycheck Calculator
Convert an annual salary into an estimated paycheck amount based on pay frequency, tax rate, and deductions.
- Monthly Take Home Pay Calculator
Calculate your monthly take-home pay after taxes and deductions based on your salary or paycheck.