Finance Tools

Gross vs Net Salary Calculator

Compare gross salary vs net (take-home) pay by accounting for taxes and common deductions, and see monthly/biweekly/weekly breakdowns.

Use your best estimate (federal + state + payroll combined).

Examples: HSA/FSA, union dues, commuter benefits, garnishments, etc.

This is an estimate using an effective tax rate and annual deductions. Actual paycheck withholding can vary.

Gross annual: $80000

Estimated taxes (22.00%): $17600

Annual deductions: $0

Net (take-home) annual: $62400

Net monthly: $5200.00

Net biweekly: $2400.00

Net weekly: $1200.00

How to use this gross vs net salary calculator

  1. Enter your gross annual salary (or gross per paycheck).
  2. Enter an estimated effective tax rate and any deductions (401k, insurance, other).
  3. Review net annual, net monthly, and net per-paycheck results.

Example

If gross annual salary is $80,000, effective tax rate is 22%, and deductions are $6,000/year, net annual pay is $56,400.

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