Finance Tools
IDR Eligibility & Application Checklist
Check if you may be eligible for an income-driven repayment (IDR) plan and see a step-by-step application checklist before applying.
IDR Eligibility & Application Checklist
Check basic eligibility for income-driven repayment (IDR) plans and see what to prepare before applying.
This tool provides general guidance only. Official eligibility is determined by the U.S. Department of Education.
How to use this idr eligibility & application checklist
- Answer a few basic eligibility questions.
- Review which IDR plans you may qualify for.
- Follow the checklist to prepare your application.
Example
For example, see if federal student loans qualify for IDR and what documents are required before applying.
- Federal vs private loan check
- Employment and income requirements
- Application preparation checklist
More tools in Finance Tools
- Income-Driven Repayment (IDR) Calculator
Estimate your monthly payment under an income-driven repayment (IDR) plan based on income, family size, and payment percentage. Compare IDR with standard repayment.
- IDR Plan Comparison Calculator
Compare income-driven repayment (IDR) plans including IBR, PAYE, SAVE, and ICR. See estimated monthly payments and annual costs side by side.
- Student Loan Forgiveness Calculator
Estimate remaining student loan balance and potential forgiveness after a chosen timeline based on your expected monthly payment. Optionally estimate taxes on forgiven amount.
- SAVE Plan Calculator
Estimate your student loan payment under a simplified SAVE Plan model using discretionary income. Optionally compare payment vs estimated monthly interest.